Loan Money in USA: FAQs

We provide working capital for businesses who may be having a hard time getting a loan from a banks or leasing companies.

How does a Merchant Cash Advance work?

We purchase up to $2,000,000.00 of your future credit card receipts at a discount.

How much working capital can I get?
Lending For Merchants can be from $5,000 to $2MM depending on your credit card processing volume.

How much working capital can I get

How do I apply for a cash advance for my business?

Complete the application. A knowledgeable representative will contact you quickly and pre-qualify you over the phone. You will then be sent the formal application, simply complete the application and send it to us along with:

your last 6 months merchant account statements
4 months of bank statements
a copy of your business license
a copy of your business lease
a voided check
a copy of your drivers license

How do I apply for a cash advance for my business

How do I pay off the merchant advance?

We take a set percentage from your daily Visa/MasterCard Sales, that way we roll with your business to help with cash flow. (No fixed payments and no set time period). The withholding percentage is based on the merchant cash advance amount and your average monthly credit card processing volume.

How do I pay off the merchant advance

Can I get a deal like a bank loan?

Lending For Merchants is not a bank, while a merchant advance is sometime referred to as a merchant loan, it is important to note that this is not a business loan. We are a cash advance company and only offer business cash advances, not bank loans.

Can I get a deal like a bank loan

Do I have to change credit card processors to be on this program?

If your current processor is not already certified on this program you will need to switch your merchant services to our processing service. OUR PROMISE: We will beat your current merchant account rates and save you money on your credit card processing! Off setting the cost of the cash advance.